Comprehensive Planning
With FFG, planning is a structured process to help you intentionally manage your financial goals, gaps, and major transitions in your life. Click here to see a sample plan. Our comprehensive planning process, The Secure Future Experience™, offers full access to your FFG Team while progressing through these planning steps:
1. The Finan-See-All™
Get Your Financial Junk Drawer Organized
This critical first step gives a complete picture of what you really have. We take the time to gather the details of your financial life and build your own comprehensive report. You will now have a backup for the unexpected, and we can begin identifying the gaps in your plan.
2. The Focused Vision™
Understand Where You Are Now & Where You Want To Go
Let's explore what's important to you... Any worries about your money? Do you have any opportunities on the horizon? How will you (or do you) fill your time in retirement? We facilitate a conversation to better understand your life and rekindle your dreams.
3. The Real Time Regroup™
Crunch the Numbers
We will present in-depth analysis and retirement projections (that you actually understand) using FFG's proprietary software and tools. Recommendations developed by your entire planning team are presented, then refined with your input.
4. The Actionator™
Implement Change
Together we will finalize and prioritize your personal action list. Our job is not done until every one of your action items is complete. You will gain accountability (if you want it) as your planning team monitors the Actionator and checks in on your progress.
5. The Gameplan Refresh™
Monitor and Make Adjustments As Life Happens
FFG will proactively meet with you to update your plan. We're always available to help you overcome any roadblocks or be there to celebrate achievements! Keep the momentum by renewing your excitement about your goals and retirement.
SLIM Methodology
Our investment management is designed to deliver the outcomes you need to achieve your goals. We believe that consistent returns do not come by chasing fads or gut feelings, instead it comes from a consistent repeatable process. The Secure Lifetime Investment Model (SLIM™) was built with that in mind. SLIM uses the following 5 "buckets", each with its own investment objective and time frame.
Paycheck Bucket Short-Term Investments needed within 5 years
OBJECTIVE:
Reliable cash to provide for normal living and retirement visionary expenses.
On Deck Bucket
Near-Term Investments needed within 10 years
OBJECTIVE:
Better investment return than cash, yet still positioned out of the stock market.
Backup Bucket
Long-Term Investments needed after 10 years
OBJECTIVE:
Invested in the stock market, but with some protection by using contractual guarantees.
Tactical Growth Bucket
Long-Term Investments needed after 10 years
OBJECTIVE:
Invested in the stock market and actively looking for opportunities in up and down markets.
Strategic Growth Bucket Long-Term Investments needed after 10 years
OBJECTIVE:
Invested in the stock market by using a dividend focused/diversified portfolio allocation.
Fee Schedule
We value transparency! In that vein, below is our fee schedule for SLIM™ Managed Portfolios and a calculator to see how much your management fees would be.
| Amount Invested | Fee Rate |
|---|---|
| First $500,000 | 1.30% |
| $500,000 - $1M | 1.05% |
| $1M - $2M | 0.85% |
| $2M+ | 0.75% |